The following FAQ comes from the California Department of Industrial Relations website: About insurance coverage Q: Do I need to have workers’ compensation insurance? A: Yes, California law requires employers to have workers’ compensation insurance if they have even one employee. If you are a roofer and don’t have any employees, you are still required [...]

Important Information Regarding Workers Compensation Rate Hikes The California Workers Compensation Rating and Inspection has issued the following announcement: WCIRB PROPOSES 24.4% INCREASE IN PURE PREMIUM RATES EFFECTIVE JULY 1, 2009 March 27, 2009 Today, the WCIRB submitted a pure premium rate filing to the California Insurance Commissioner recommending a 24.4% increase in advisory pure [...]

Are you burdened with petty pilferage, unauthorized fuel purchases, vehicle neglect and low driver productivity? How do you relieve your drivers of the burden of operating a company car, monitor their habits to protect yourself, and save money that is going in the trash? Each year about 25% of all fleet vehicles are involved in [...]

Employee Dishonesty Do you have a dishonest employee? Billions of dollars are lost each year because of dishonest acts of employees. In practically every case a “trusted employee” caused the loss. Of course you trust your own employees. Good business people and their bankers, have realized that rather than taking the chance of escaping dishonesty [...]

If you have had the same group health plan over the past five years, you have more than likely noticed the double-digit cost increases every year. Health insurance has probably become one of your largest insurance costs. These costs are expected to continue increasing for the next decade. On a similar note, the pool of [...]