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	<title>CompAdvocate.com</title>
	<link>http://www.compadvocate.com</link>
	<description>Workers Compensation Insurance in California</description>
	<lastBuildDate>Wed, 21 Oct 2009 22:19:10 +0000</lastBuildDate>
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		<title>Division of Workers&#8217; Compensation &#8211; Answers to frequently asked questions about workers&#8217; compensation for employers</title>
		<description><![CDATA[The following FAQ comes from the California Department of Industrial Relations website:
About insurance coverage
Q: Do I need to have workers&#8217; compensation insurance?
A: Yes, California law requires employers to have workers&#8217;  compensation insurance if they have even one employee. If you are a roofer and  don&#8217;t have any employees, you are still required to [...]]]></description>
		<link>http://www.compadvocate.com/division-of-workers-compensation-answers-to-frequently-asked-questions-about-workers-compensation-for-employers/</link>
			</item>
	<item>
		<title>Late Breaking News</title>
		<description><![CDATA[Important Information Regarding Workers Compensation Rate Hikes
The California Workers Compensation Rating and Inspection has issued the following announcement:
WCIRB PROPOSES 24.4% INCREASE IN PURE PREMIUM RATES EFFECTIVE JULY 1, 2009
March 27, 2009
Today, the WCIRB submitted a pure premium rate filing to the California Insurance Commissioner recommending a 24.4% increase in advisory pure premium rates with respect [...]]]></description>
		<link>http://www.compadvocate.com/news/</link>
			</item>
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		<title>How to Smash Operating Costs</title>
		<description><![CDATA[
Are you burdened with petty pilferage, unauthorized fuel purchases, vehicle neglect and low driver productivity? How do you relieve your drivers of the burden of operating a company car, monitor their habits to protect yourself, and save money that is going in the trash?
Each year about 25% of all fleet vehicles are involved in an [...]]]></description>
		<link>http://www.compadvocate.com/how-to-smash-operating-costs/</link>
			</item>
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		<title>Are Your Employees Your &#8220;Best Customers&#8221;?</title>
		<description><![CDATA[
Employee Dishonesty
Do you have a dishonest employee? Billions of dollars are lost each year because of dishonest acts of employees.
In practically every case a “trusted employee” caused the loss. Of course you trust your own employees.
Good business people and their bankers, have realized that rather than taking the chance of escaping dishonesty forever, it’s better [...]]]></description>
		<link>http://www.compadvocate.com/are-your-employees-your-best-customers/</link>
			</item>
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		<title>5 Insider Secrets &#8211; Putting the Brakes on Rising Benefit Costs</title>
		<description><![CDATA[If you have had the same group health plan over the past five years, you have more than likely noticed the double-digit cost increases every year.
Health insurance has probably become one of your largest insurance costs.
These costs are expected to continue increasing for the next decade. On a similar note, the pool of qualified employees [...]]]></description>
		<link>http://www.compadvocate.com/5-insider-secrets-putting-the-brakes-on-rising-benefit-costs/</link>
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		<title>Top Seven Worst Work Comp Mistakes</title>
		<description><![CDATA[California Worker&#8217;s Compensation guru Elliot Katzovitz shows employers how to save on their work comp policies.
]]></description>
		<link>http://www.compadvocate.com/top-seven-worst-work-comp-mistakes/</link>
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